Dating for credit
Financial responsibility rates higher than sense of humor, attractiveness, ambition, courage and modesty.When asked to list characteristics of someone with a good credit score, 73 percent of respondents said "responsible," 40 percent said "trustworthy" and 38 percent said "smart." Fisher, a biological anthropologist, explains that, for these reasons, showing someone your credit score can trigger feelings of attachment.In addition, the information gleaned by the algorithm, which Green said has a 92% accuracy rate, is used to match compatible site users.“I’ve trained my algorithm to think like me, a former underwriter, and based on the answers to your profile questions, the algorithm is able to asses what your credit score likely is,” Green said.
"If you know what your credit score is, you can either maintain or improve it." And improving your credit might help you out when it comes to dating in the future. But, at some point, "I can see people flipping out their cellphone and saying, 'Hey, this is my credit score. If the thought of discussing finances with a stranger, let alone on a dating website, makes you uneasy, here’s what you need to know. Users are asked to provide their credit score as part of creating a profile, but the site does not check the accuracy of the scores.(You can learn how credit scores are calculated here.) Green said he’s created an algorithm that uses a series of questions to suss out financial habits and whether they’re being honest about their score.“The problem is that often people don’t talk about finances.
So when I started this site, I figured at the very least I’m creating the icebreaker to have this conversation.” Green may be on to something.That's because credit "scores don't lie," says Kate Manfred, vice president of brand communications and insights at Discover.